Klarna – Mamas & Papas UK

New locations including Watford & Poole. Find your nearest store!

Shop Now, Pay Later with

We’ve partnered with Klarna to offer you the chance to buy now and pay later.

Shop Now, Pay Later with

We’ve partnered with Klarna to offer you the chance to buy now and pay later.

Shop Now, Pay Later with

We’ve partnered with Klarna to offer you the chance to buy now and pay later.

Here's how it works

You may choose to pay for your purchase in 30 days, or in three interest-free payments (online purchases only). In Mamas & Papas stores, you can spread the cost of orders over £1,000 over 6 or 12 months, giving you even more flexibility.

Have an extra 30 days to pay

Available online only on orders up to £100

Just add your items to the basket as usual, then select ‘Buy now, pay later with Klarna.’ You’ll receive payment instructions from Klarna via email and will have up to 30 days to pay.

Pay in Interest-free Instalments

Available online only, on orders £100 - £1,500

Just add your items to the basket as usual, then select ‘Buy now, pay later with Klarna.’ You’ll make the first payment when you place your order. The two remaining payments will be taken automatically 30 and 60 days later.

Pay over 6 or 12 Months

Available in-store only, minimum order value £1,000

Ask in store about Klarna Financing, and you can pay for your order monthly over 6 or 12 months. 0% APR with a minimum deposit of 10%.

Currently available in our Nottingham & Leeds stores.

Typical Finance Example

Total Amount to spend

£1,000

Deposit

£100

Amount of credit

£900

Total Amount

£1,000

Deposit

£100

Amount of credit

£900


Term

12 Months

Monthly Payments

£75

Typical APR

0%


Total amount payable (inc deposit)

£1,000

Total Amount

£1,000

Deposit

£100

Amount of credit

£900


Term

12 Months

Monthly Payments

£75

Typical APR

0%


Total amount payable (inc deposit)

£1,000

Typical Finance Examples

Total Amount

£1,000

Deposit

£100

Amount of credit

£900


Term

12 Months

Monthly Payments

£75

Typical APR

0%


Total amount payable (inc deposit)

£1,000

Frequently Asked Questions

How does Pay later in 30 days work?

Once your online order with Mamas & Papas is confirmed, you’ll receive an email with payment instructions from Klarna. Payment will need to be made 30 days after your order is shipped, regardless of the delivery date.

If your order is shipped in parts, you’ll have 30 days from the date the first item is shipped to pay. Complete your payment online, at your convenience, with no extra cost. You can pay via credit or debit card at Klarna.com

How does Pay in 3 Interest-free Instalments work?

Paying for your online order in 3 interest-free instalments will allow you to spread the cost of your purchase. The payment for each instalment will automatically be collected every 30 days from the date of purchase from the card you entered at checkout.

Your first instalment will be collected when your order is confirmed by Mamas & Papas, and instalments two and three are scheduled 30 and 60 days later, respectively, after the first instalment.*

How does Klarna Financing (over 6 or 12 months) work?

When you spend over £1,000 (in-store orders only), you have the option to pay monthly over a period of 6 or 12 months at 0% interest*. Just ask a member of the Mamas & Papas store team for more information.

Please note that application for these payment options will require a full credit check arranged by Klarna. See the Klarna terms and conditions for more information.

*Klarna may apply late payment fees, and late or missing repayments may have serious consequences. Please spend responsibly.

What if my application declined?

Mamas & Papas are the introducer to Klarna, the lender. Applications can be declined by Klarna for many reasons. The authorisation process is carried out by the Klarna Bank AB and it is their decision alone.

If you receive a decline message this will have been sent to you by the Klarna AB, without explanation. If you wish to find out more please contact the Klarna Bank AB directly using details in the email you received from Klarna Bank AB confirming the lending decision.

Click here for Klarna's full terms and conditions.

Am I eligible to use Klarna?

To apply to use Klarna, you must be at least 18 years old, have your own bank account and be a UK resident. Whilst Klarna is widely promoted, acceptance is always subject to your financial circumstances and assessed individually. Klarna Pay Later is based on a number of factors including the order value, previous order history and item availability. You can improve your chances of being offered Pay Later by ensuring you provide your full name, accurate address details and shipping to your registered billing address.

If you have been approved for Klarna’s Pay Later before, this does not mean any future application will be approved and, in turn, if you have been denied this does not mean it will be denied for any future applications.

Will a credit search take place against me?

Klarna’s assessment will include use of a credit reference agency.

Finance plans for 6 or 12-months require a full credit check to be undertaken, which leaves a record on your credit agency account to show that there was an application. This is independent from Mamas & Papas. Please ask Klarna if you have any queries about credit reference processes.

Click here for Klarna's full terms and conditions.

Is my payment information safe?

Payment information is processed securely by Klarna’s Buyer Protection policy. No payment information is transferred or held by Mamas & Papas. All transactions take place via connections secured with the latest industry standard security protocols.

What happens if I cancel or return my order?

Mamas & Papas will need to accept your cancellation or returned item. Klarna will then process a cancellation of future scheduled payments as soon as they can, and refund any amounts due. All refund decisions are subject to Mamas & Papas standard refund, exchange and returns policy. All refunds to you will be made only through Klarna.

What happens if I don’t pay for my order?

The finance arrangement is directly between you and Klarna, and it is your responsibility to set up and manage the agreement. In the event of a late payment:

Pay in 30 days

To help you pay on time, you’ll be alerted two days before payment is due by email. If payment is late, you’ll also receive a text or letter from Klarna. Klarna’s terms state that credit scores will not usually be impacted by using Klarna’s ‘Pay Later in 30 days’ products even if you have failed to pay on time, though fees may apply.

Pay in 3 Instalments and Klarna Financing (6 or 12 months)

Klarna will automatically attempt to collect your payment from the card details you provided. If they’re unable to collect the payment on the scheduled due date, one further attempt will be made to automatically collect payment two days later.

Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable in 15 days. Klarna will notify you when a payment is due, two days in advance of collecting that payment.

I've received my monthly statement and a payment is due, but I've not yet received my goods.

Payments will not usually be made until you receive your goods. When Mamas & Papas ship your goods, they will notify Klarna to start taking payments. In the unlikely event that your goods are delayed longer than 6 months past your order date, Klarna will however automatically start taking payments.


For full terms and conditions, please visit the Klarna website here.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. Mamas & Papas (Digital) Ltd. is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and conditions apply. Please note, Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.